Your Snapdragon X Plus is an ARM64 processor, and both VirtualBox and VMware Workstation are primarily built for x86-64 (Intel/AMD) CPUs. That's what's causing both failures.
VirtualBox has no stable ARM64 Windows support at all. The errors you saw are because its kernel drivers simply don't exist for your platform.
VMware Workstation correctly warned you — it detected ARM64 and knows it can't guarantee support. The premature installer failure is a direct consequence of that incompatibility.
Hyper-V is the only Microsoft-native hypervisor and has full ARM64 support, but it's locked to Pro/Enterprise.
The cheapest legitimate path. You can upgrade to Windows 11 Pro.